Business News Australia.com.au

There has been a lot of news coverage on the sub – prime mortgage market crisis in the USA over the last week or so and recently how it is starting to affect things here is AUS.

Is this just media hype?  How will it affect things here in AUS, especially for those running their businesses with a Low Doc Loan?

The flow on affect here is AUS it seems could affect the interest rates on some low doc loans, not by the reserve bank but from the lenders themselves.

Seeing the non conforming lenders are also looking to tighten their belts over loan applications how might this affect someone wanting to finance a new business venture?

We welcome your comments on this topic so please feel free to post a word or two

It`s hard to decide which feature of the Qantas American Express Premium Credit Card will benefit you the most. Is it the powerful earn rate that takes your points sky-high? Maybe it’s the Qantas Club invitations or the travel insurance. Whatever it is, one thing’s for certain - with the Premium Credit Card, your most enjoyable decision could be where to travel next.

Qantas American Express® Premium Card.

Are you ready to begin a brand new career? Do you feel it’s time for a change in your current role? Are you looking for that elusive promotion? Do you want to expand on the skills you have to start your own business, or are you simply interested in a new hobby?

Whatever your situation, Thomson Education Direct courses can offer you the knowledge for an exciting new career or the skills to take up a new hobby. Best of all, Thomson Education Direct courses are studied from the comfort of your home while studying at a pace that fits in with your busy life.

That’s the advantage of distance education. With none of the lecture and exam schedules associated with conventional classroom learning there is no need to put your life on hold. With no fixed enrolment dates you can choose when and where you study while still receiving all the support you require to complete your course and graduate.

From your initial contact to graduation our knowledgeable Course Advisors, helpful Mentors and expert Tutors will assist you in reaching your goals.

Helping your employees become adequately trained can be an expensive exercise for businesses. The Australian Skills Vouchers Programme can assist your business and employees by providing financial assistance towards training.

Vouchers are available for apprentices, new tradespersons and other eligible individuals to use towards courses at approved training organisations.

For more information and to apply, visit the Australian Skills Vouchers Programme website.

Want to make your business more sustainable and reduce waste? The Small Business Development Corporation (SBDC) has created the Small Business Big Impact guide to help you manage your business’ impact on the environment.

The guide provides a number of tips to make your business environmentally friendly, including:

• using energy efficient office equipment and limiting your energy consumption
• avoiding excessive packaging and encouraging recycling activities
• supporting other environmentally sensitive businesses
• participating in a carbon credit scheme to offset your greenhouse emissions.

The Small Business Big Impact guide also offers a number of links to other resources which can help you reduce your impact on the environment. To read the guide, visit the SBDC website.

Are you considering exporting overseas? You can now access the My Export Coach website, a free online service to help your business make fast decisions about possible success in the export market.

My Export Coach provides information on:

• what you can export
• where the best opportunities are
• how to export
• what assistance is available
• how Free Trade Agreements can affect your business.

Visit the My Export Coach website today to begin your export journey.

 Spray Painting and Panel Beating Business Narembeen, Western Australia

Panel beating & Spray-painting business established early 1971 in a rural setting in the wheat belt of Western Australia. Has provided a good, reliable income for the family owners & employees, for over 30 years. Business has established a loyal & regular customer base as well as good relationships with suppliers. I.A.G. & MTA approved repairer. Long time member of Capricorn Society Pty Ltd & the Motor Trades Association. At present, employs three with casual sub-contractor employed when necessary. Lots of potential for expansion, if more effort was put into promotion.

Owners wish to retire but are willing to stay for a short time to assist a smooth transition. Genuine & complete records since 1971. There are no encumbrances.

The Building: Located on the main road into town. Constructed of brick & fibro with a tin roof, concrete floors throughout, large plate glass windows at front, excellent access to all work areas via 4 roller doors & 3 sliding doors. Open frontage for visitor & client parking, high fenced vehicle storage area at rear, all this is on a half acre (freehold) block. Interior consists of four separate work areas, could be set up to sub lease.

Panel Beating: Open plan work area with a fixed single post hoist, the latest in measuring & straightening equipment – E Z Liner 5 post multi pull, the Genesis computerized measuring (updated regularly), winch powered straightener, vertical drill, bench work tops, large capacity 35 cfm compressor with storage tank, gas trolley.

Storage area with steel lockers & cupboards, fixed shelving, mig welder, spot welder, grinders & sanders all in use, tool racks, sink & fridge & much more.

Paint Shop: Europa (down draught) booth, 2 preparation bays & storage, 35cfm compressor; full PPG paint tint range & mixer, electronic scales, computer CD support for paint formulas (overnight delivery of tints), gun wash machine, polishers & detailing equipment, Rups industrial vacuum, power cleaner & lots more.

Office: Computer (Pentium 4) with Auto Quote estimating & accounting system, on the internet, LX 300 printer, up to date furniture 3 desks, 2 office chairs, shelving, 2 drawer filing cabinet, phone/fax machine, new phone system on separate line, rev/cycle air conditioner.

Wheel Alignment Bay: with pit, Hunter computerized wheel aligner, extremely accurate (updated regularly), new parts storage, windscreens stocked & fitted (overnight delivery), auto air-conditioning service equipment – licensed to re-gas.

Toilets: with wash hand basins, outside access, connected to deep sewerage.

Tow Truck: 1979 Chevrolet V8, reconditioned engine, large recovery area.

To view more visit www.realestateguide.com.au/narembeen/

Unique Giftware business on the North Coast

Simple Abundance Business For Sale
Simple Abundance is a beautiful gift and home wares store located in Mullumbimby, only 15mins drive from Byron Bay. The business has been trading for 3 years and is the only shop of its kind in the town. It now has a reputation for beautiful, quality products and excellent service. The owners have maintained a high standard of service and presentation with the key values of the business being quality, innovation and specialty.

Over 3 years the business has built up a strong customer base and has a mailing list of over 200 customers. The business has an efficient operations system in place including a V.I.P club and rewards program.

LOCATION – The store is located on the main street at shop18b Burringbar St. Mullumbimby and has a floor space of 70 square meters.

PRODUCTS – The store stocks a wide range of beautiful yet affordable products including:
• Ornate iron and timber furniture
• Soft furnishings and bedding
• Crockery, glassware and ornaments
• Body and bath products
• Jewellery and accessories
• Clothing and sleepware
• Children’s gifts and clothing

SUPPLIERS - The business has built up good relations with quality suppliers and leading brands within the gift and homewares industry.

OPERATIONS – The store is the only quality gift store and homewares store in the town and the Byron Shire that speciaslises in fine country style. It has a unique product mix and a wide range of products for customers to choose from. The V.I.P club and rewards system help to ensure customer loyalty.

OPPORTUNITIES – The business is still only young and has the ability for strong growth over the next 5 years. There is the opportunity for longer trading hours including weekend and public holiday trading that will enable the business to take advantage of the increasing tourism market. There is also the opportunity to implement an ongoing marketing and advertising campaign that will raise the profile of the business throughout the Byron Shire and target a wider audience.

The business would suit a person with past experience in retail and an interest and flair for design.

THE OWNER IS OFFERING FULL TRAINING AND ONGOING SUPPORT TO THE BUYER

To view more visit www.realestateguide.com.au/simple-abundance/

Real Estate Agency For Sale Bribie Island, QLD

The current owners of this business don’t want to leave but their children’s commitments are pulling them back to the city and they have to leave by the end of 2007 so the business has been priced to sell!

Situated right on the waterfront where everybody walks past the windows of this prominent real estate office. Open 7 days but the owners’ only work 5 to 5 1/2 days a week and with a Sales Manager on staff, are able to go on long holidays with no worries!

Quality rent roll of close to 200 properties and some easy to manage commercial managements producing a gross income of around $200,000 pa. Known in the area as the Number 1 office for Property Management and growing at nearly 10% per year.

There is a huge potential to easily grow the sales side of the business even more as there is a long lease in place and room to re-arrange the office to fit more sales staff.

Loads of window space, up to date office systems, procedures and computer equipment, long-term staff and excellent reputation.

Feel free to visit the agency’s website www.4507.com.au to see the quality of listings.

Priced at the market rate of $2.50 in the dollar plus goodwill and plant and equipment, dont miss this grand opportunity to live the sea-change that everybody dreams about.

To view more visit www.realestateguide.com.au/bribie-island/

Sheffield Accommodation Motel For Sale

Kentish Hills Retreat

“An ideal location to set your own pace” That has been our slogan since establishing Kentish Hills Retreat and that is what our visitors have re-enforced to us.

12 motel rooms on 1.7ha (4 acres approx), with beautiful home and plenty of room to expand.

AAA Rated 4 star. Established in 1997 Kentish Hills Retreat is located is Sheffield the Town of Murals with the Majestic Mt. Roland as a wonderful backdrop for the whole Municipality to admire. Kentish Hills Retreat is built on the corner of a working farm and is surrounded by rural countryside and mountain ranges yet only 500 mtrs from the township of Sheffield.

Sheffield is a fast growing tourist town and being the gateway to Cradle Mountain National Park there are plenty of things to see and do in the area that encourage guests to have an extended stay such as:- Discovering the town’s history through the numerous murals that adorn the walls in and around the Sheffield area, Lake Barrington Rowing Course, Wineries, Caves, Tasmazia, Wildlife Park, Honey Farm, Museums etc.

Our spacious 12 rooms feature Spa Suite, Standard, Deluxe, Disabled, and Apartments, there is some accommodation here to suit everyone. All of the rooms excluding the 2 x Standard rooms have either a kitchen or kitchenette. All have Queen beds, TV, video, table & chairs, iron, ironing board, some with sofa’s some with extra single bed. The 2 x Apartments sleep up to 6 and have 2 x TV’s.

Beautiful established gardens, with the gazebo and Barbecue area, being very popular especially during summertime.

The residence is a modern 3 bedroom home with reception/office. Large open plan lounge/dining area and featuring Blackwood in the kitchen, bathrooms, dado in the passage and feature wall in the lounge area. The master bedroom has an ensuite, walk-in wardrobe while the other 2 bedrooms have built-ins. A two car garage with remote control door is accessed from the house.

We have operated the business as a husband & wife team with the help of casual staff and are proud of the great clientele and friendships we have developed over the years.

Kentish Hills Retreat is part of the Innkeepers Collection who assist with marketing Australia wide, internationally and through the Worldwide Web.

Don’t miss out on your opportunity to invest in this wonderful lifestyle and enjoy all that living the country has to offer.

To view more visit www.realestateguide.com.au/sheffield-retreat/